Brilliant essay Adrian. As I have said many times economics is NOT ROCKET SCIENCE, it is just hidden in myth and mysticism to keep us serfs in our place, and to increase their power and payments. However, in the process, Capitalism morphed back into Feudalism. To learn about actual economics one must also learn about power and political corruption in society. So one must read economists with an INSTITUTIONAL ECOLOGY bent. Or more likely, just ask, as you do, "is this fair"? They want you to focus on mythical markets amid a heavily rigged systems, instead ask who the systems serve? about the systems. Note: https://medium.com/@daneke/adapting-a-maladaptive-society-institutional-ecology-vs-economics-922dd5764d09