Brilliant essay Ramaa. Not what one would hear from the typical finance professor, many of whom have a vested interest in maintaining the mythology. Keep up the excellent work. Spread the word that Finance rules the world, backstopped by ignorant tax payers. Note: https://medium.com/@daneke/when-the-wank-became-swank-money-banking-and-the-evolution-of-the-all-debt-economy-22e334f8ee3e