Excellent points RS.

It is worse than fractional banking.
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R. S. Sommer
Greg Daneke, Emeritus Prof.
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Aug 30, 2023
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Excellent points RS. Note: https://medium.com/@daneke/when-the-wank-became-swank-money-banking-and-the-evolution-of-the-all-debt-economy-22e334f8ee3e
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Written by Greg Daneke, Emeritus Prof.
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Top Economics Writer, Gov. service, corp consulting, & faculty posts (e.g., Mich., Stanford, British Columbia). Piles of scholarly pubs & occasional diatribes.
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