Good essay, a bit oversimplified, but s still very useful observations. I too struggle with making myself understood by the average Joe of Jane, who doesn't know that most money comes into being as interest baring debt to private banks. Take a look: https://medium.com/@daneke/too-big-to-fail-just-got-smaller-we-are-no-longer-a-nation-with-banks-but-banks-with-a-nation-31fc0e5cd34b