Great discussion Toby, cheers. But as you point out, most folks don't know how money works. Note: https://medium.com/@daneke/when-the-wank-became-swank-money-banking-and-the-evolution-of-the-all-debt-economy-22e334f8ee3e PS: All isms, including Libertarianism, end in OLIGARCHY. Note: https://medium.com/@daneke/slouching-toward-untopia-bf0a92f9d595